<div class="flex-shrink-0 flex flex-col relative items-end"> <div> <div class="pt-0.5 juice:pt-0"> <div class="gizmo-bot-avatar flex h-6 w-6 items-center justify-center overflow-hidden rounded-full juice:h-8 juice:w-8"></div> </div> </div> </div> <div class="group/conversation-turn relative flex w-full min-w-0 flex-col agent-turn"> <div class="flex-col gap-1 md:gap-3"> <div class="flex flex-grow flex-col max-w-full"> <div class="min-h-[20px] text-message flex flex-col items-start whitespace-pre-wrap break-words [.text-message+&]:mt-5 juice:w-full juice:items-end overflow-x-auto gap-2" dir="auto" data-message-author-role="assistant" data-message-id="d25a1739-2c03-459b-a3f2-1ef4cedca7d6"> <div class="flex w-full flex-col gap-1 juice:empty:hidden juice:first:pt-[3px]"> <div class="markdown prose w-full break-words dark:prose-invert light"> <span style="font-size: 14pt;">(1) 如果夫妻都是首購，如果丈夫當保人的話，日後丈夫還算首購嗎？</span> <span style="font-size: 14pt; color: #008080;">A1 : 算。首購定義明確指出「借款人名下無自有住宅」，只要本身名下無自有住宅，就可以享有首購優惠。</span> <span style="font-size: 14pt;">(2)那會影響之後的貸款成數嗎？</span> <span style="font-size: 14pt; color: #008080;">A2 : 因為銀行會將借款人和保人的收入與負債合併做計算，因此收支比足夠的情況下不會影響。</span><span style="color: #008080; font-size: 14pt;">反之，收支比不足就會影響。</span> </div> </div> </div> </div> </div> </div>
